New Jersey withholding notes
New Jersey wages typically require state income-tax withholding in addition to federal FIT. Selecting NJ on the generator loads the matching state fields so your stub mirrors how employers near Trenton present deductions. Employer unemployment taxes (FUTA and SUTA) are employer-paid; when you enable them on the stub, they appear as informational employer tax lines and do not reduce employee net pay. New Jersey also administers disability insurance contributions that may appear as employee deductions on covered wages.